Terms of Service

1. Agreement

These Terms of Service (the "Terms") form a binding agreement between you ("you", "your", or "User") and the operator of S.O.A.A ("S.O.A.A", "we", "us", or "our") governing your access to and use of the S.O.A.A website, application, content, generations, recommendations, analytics, and any related services (collectively, the "Service"). By accessing or using the Service, by creating an account, by clicking "Continue with ads", by clicking "Create Account", or by otherwise interacting with the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to any part of these Terms, do not access or use the Service.

2. Nature of the Service

S.O.A.A is an informational analytics tool that surfaces, ranks, and provides commentary on publicly available sports odds and probabilistic information based on the filters and parameters that you, the User, supply. The Service does not accept wagers, does not hold User funds, does not facilitate the placement of bets, and is not a sportsbook, daily-fantasy operator, betting exchange, casino, or any other licensed gaming platform. References to odds, lines, picks, parlays, slates, arbitrages, edges, value, hit rates, recommendations, or any related concepts are analytical commentary only. They are not invitations to wager, are not guarantees of outcome, and are not financial, investment, or gambling advice.

Any decision to wager money, enter a daily-fantasy contest, or otherwise place a bet is made independently by you with a third-party operator, and S.O.A.A is not a party to that transaction. S.O.A.A does not receive any portion of any wager, payout, or fee paid to a third-party operator by a User.

3. Eligibility

By using the Service you represent and warrant that you are at least eighteen (18) years of age (or the age of majority in your jurisdiction, whichever is older). You further represent that you are accessing the Service from a jurisdiction in which doing so is lawful. The Service is not directed at, and we will not knowingly permit account creation by, any individual below the minimum age stated above. We reserve the right to refuse, suspend, or terminate access at any time and without notice if we believe these representations are inaccurate.

4. Account, Authentication, and Security

You may use a portion of the Service anonymously and may elect to create a paid account to access additional features. You are responsible for the accuracy of every piece of information you provide at signup, for safeguarding your password and any device used to access the Service, and for all activity that occurs under your account. You agree to notify us immediately at the contact address listed in the footer if you believe your account has been compromised. We reserve the right to suspend or terminate any account at any time, without refund or liability, where we believe (in our sole judgement) that the account is being used in breach of these Terms or in a manner harmful to the Service or other Users.

5. Subscriptions and Billing

Paid plans are billed on a recurring monthly basis at the advertised price for the plan you select. Subscriptions renew automatically until cancelled. You may cancel at any time from the in-app billing portal; cancellation takes effect at the end of the then-current billing period and you retain access through that period. We do not offer refunds for partial months, accidental renewals, or unused portions of a plan, except where required by applicable law. Prices, plan structure, and feature allocations may change with reasonable notice; continued use of the Service after a price change constitutes acceptance of the new price.

Production billing is processed through Stripe, Inc., a regulated payment processor. When you start checkout, we redirect you to Stripe's hosted Checkout page; payment-method details (card number, billing address) are collected directly by Stripe and never transit our servers. We receive only a tokenized customer reference and webhook notifications of your subscription status. You can manage payment methods, view receipts, change plans, and cancel your subscription through the Stripe Customer Portal accessible from your in-app billing page.

During controlled beta windows where billing is explicitly disabled (PAYMENT_PROVIDER = simulated), the User-facing flow is identical to the production billing integration but no money changes hands. The simulated checkout endpoint is gated server-side and returns 404 in production environments by design.

6. No Guarantee of Accuracy or Outcome

Sports odds and the underlying events they describe are inherently uncertain. Lines move continuously, scoring data can be delayed or revised, and historical trends do not predict future results. The Service draws on third-party data feeds, web search, and language-model inference; despite our efforts, the data may be incomplete, delayed, inaccurate, or wrong. S.O.A.A makes no representation, warranty, or guarantee that any pick, projection, hit-rate calculation, parlay probability, milestone watch, edge computation, or any other element of the Service will prove correct, profitable, or achievable. You assume all risk associated with any decision you make based on information surfaced by the Service.

7. Limitation of Liability

To the maximum extent permitted by applicable law, S.O.A.A, its operators, owners, employees, contractors, licensors, and suppliers shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages, including without limitation losses arising from wagers placed with third-party operators, lost profits, lost data, business interruption, or any other commercial damage resulting from or related to your use of, or inability to use, the Service. This limitation applies whether the asserted liability is based on contract, tort (including negligence), strict liability, or any other theory, and applies even if we have been advised of the possibility of such damages. To the extent any liability cannot be lawfully disclaimed, our maximum aggregate liability to you for all claims arising out of or related to the Service shall not exceed the amount you actually paid us, if any, during the twelve (12) months preceding the event giving rise to the claim, or twenty-five United States dollars (US $25), whichever is greater.

For avoidance of doubt, the liability cap in this Section shall also apply to and include S.O.A.A's costs of defending any claim, regardless of outcome, and any attorneys' fees incurred by S.O.A.A in connection with such defense. To the extent applicable law permits, our liability is further limited to direct damages only, excluding all indirect, consequential, special, exemplary, and punitive damages whatsoever.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available", without warranty of any kind, express or implied, including without limitation implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, uptime, or freedom from error. Use of the Service is at your sole risk.

9. Acceptable Use

You agree not to: (a) use the Service to violate any applicable law or regulation, including any law or regulation governing gambling in your jurisdiction; (b) attempt to scrape, copy, resell, or otherwise commercially exploit the Service or any content generated by it without our prior written consent; (c) interfere with or disrupt the integrity, security, or performance of the Service; (d) attempt to access another User's account or any non-public area of the Service; (e) submit forged, falsified, or impersonating information; or (f) use the Service in any manner that could reasonably be expected to bring the operator into disrepute.

10. Intellectual Property

All software, source code, designs, brand marks, content, outputs, and curated data made available through the Service are owned by, or licensed to, the operator. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your own personal, non-commercial purposes during your active subscription (or anonymous session). Nothing in these Terms transfers any ownership interest in the Service or in any of its underlying intellectual property to you.

11. Third-Party Content and Links

The Service may surface or link to third-party content, including odds data, news articles, sportsbook websites, and externally-hosted resources such as the National Council on Problem Gambling. We do not control, endorse, verify, or assume responsibility for any third-party content or service. Your interactions with any third party are solely between you and that third party.

12. Indemnification

You agree to defend, indemnify, and hold harmless the operator and its affiliates, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, your violation of any law or the rights of any third party, or any wager or transaction you enter with a third-party operator informed in any way by output of the Service.

13. Modifications

We may update these Terms from time to time. The "Last updated" date at the top of this document reflects the most recent revision. Continued use of the Service after a revision constitutes acceptance of the revised Terms. Material changes will be highlighted in the in-app announcement system or by email when we hold an active email address on your account.

14. Termination

You may stop using the Service at any time. We may suspend or terminate your access at any time, with or without notice, for any reason, including a violation of these Terms or where we believe (in our sole judgement) that termination is necessary to protect the Service, other Users, or any third party. The provisions of these Terms that by their nature should survive termination (including without limitation Sections 6, 7, 8, 12, and this Section 14) shall so survive.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, United States of America, without regard to conflict-of-law principles, except as modified by the Binding Arbitration provisions below. Where mandatory consumer-protection laws of your jurisdiction provide rights that may not be lawfully waived, those rights remain in effect notwithstanding this section.

Binding arbitration — mutual agreement. You and S.O.A.A mutually agree that any dispute, claim, or controversy arising out of or relating to these Terms, your use of the Service, or any wagers or transactions informed by the Service shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court. The arbitrator shall apply the substantive law of Delaware and may award any remedy available under applicable law. The arbitrator's decision is final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class-action waiver. You and S.O.A.A agree that arbitration shall be conducted on an individual basis only and not as a class action, collective action, mass action, or representative action. You waive any right to participate in any class, collective, mass, or representative proceeding against S.O.A.A.

Scope & exceptions. This arbitration agreement does not apply to (i) claims brought by S.O.A.A for breach of contract, infringement, or enforcement of intellectual-property rights, which may be brought in court; or (ii) applications for injunctive relief to prevent irreparable harm, which may also be brought in court. Each party shall bear its own attorneys' fees and costs in arbitration, except that S.O.A.A shall reimburse filing fees in excess of those required for court-filed claims for individual arbitration, consistent with AAA rules.

Opt-out window. Notwithstanding the above, you may opt out of this arbitration agreement (and the class-action waiver) by sending written notice to [email protected] within thirty (30) days of first accepting these Terms. Your notice must include your name, account email, and a statement that you opt out of arbitration. If you opt out, the court-jurisdiction language at the top of this Section applies instead.

15.1. Severability & Entire Agreement

If any provision of these Terms is found to be unlawful, invalid, or unenforceable by a court or arbitrator, that provision shall be modified to the minimum extent necessary to make it enforceable; if that is not possible, it shall be severed. All other provisions shall remain in full force and effect.

These Terms, together with the Privacy Policy and Responsible Use Notice, constitute the entire agreement between you and S.O.A.A regarding your use of the Service and supersede all prior negotiations, representations, or agreements, whether written or oral.

16. Contact

Questions about these Terms can be sent to [email protected]. For information about responsible play and access to confidential help, please see our Responsible Use Notice. For accessibility-related questions or accommodation requests, please see our Accessibility Statement.